When renting - there is no financial return because it is not an investment!!
When leasing to own - you can (re)establish a positive financial record, improve credit over time, build-up home equity (by paying the down payment in easy to make monthly installments (over and above the lease) & with property appreciation over the lease term), and in the process, creating a financially healthy home purchase. You would then be in a much better position to qualify for and to take on a long term good rate mortgage at any time through out the lease. When you're ready and the time is right for you.
For more information please email: tommywhyte@hotmail.com